Category Archives: Think and Grow Rich

Choosing Thoughts

Is it possible to cause a shift in the universe just by the way we think, or by the way we think, or by controlling our thoughts?

Thoughts come from the Universe. We are an integral part of that universe. We may say that we exist inside the thoughts that exist in the Universe. So we are nothing but the thoughts; and our thoughts are a link to the vast universe. We could argue endlessly as to whether the thoughts are imposed upon us, or whether we have the choice to control our thoughts. I would like to choose a position ‘We can choose our thoughts’, to start with. That seems realistic and easy. It gives me the satisfaction of being in control of my life and my mind. By choosing the right books, right information, I can control the power of thinking.


Plans are inert and useless without sufficient power to translate them into action.

Power is “Organised and intelligently directed KNOWLEDGE”.

Power is ORGANISED EFFORT sufficient to enable an individual to transmute DESIRE into an equivalent outcome (Monetary Equivalent).

ORGANISED EFFORT is produced through the coordinated effort of two or more people, who work toward a DEFINITE end, in a spirit of harmony.

Power is required for accumulation of money. Power is required for retention of money after it has been accumulated.


  1. Infinite Intelligence
  2. Accumulated Experience
  3. Experiment and Research

When the minds of two people are coordinated in a spirit of harmony, the spiritual units of energy of each mind form an affinity, which constitutes the psychic phase of the Master Mind.

Man’s brain may be compared to and electric battery. A group of batteries provide more energy than a single battery.

When two or more people in a spirit of HARMONY, and work toward a definite objective, they place themselves in a position, through that alliance, to absorb power directly from the great universal storehouse of Infinite Intelligence. This is the greatest of all sources of power. It is the source to which a genius turns. It is the source to which every great leader turns. (whether he may be conscious to this fact or not.

Gandhi accomplished a miracle, for it is a miracle when two hundred million people can be induced (not forced to) cooperate in a spirit of harmony for a limitless time. If you doubt that this is a miracle, try to induce any two people to cooperate in a spirit of harmony for any length of time.

Anybody can wish for riches, and most people do, but only a few know that a definite plan, plus a Burning Desire for wealth, are the only a dependable means of accumulating wealth.

Think and Grow Rich Principle 7 – Decision: The Mastery of Procrastination

DECISON: THE MASTERY OF PROCRASTINATION Every time you open your mouth in front of a person who has abundance of knowledge, you display to that person your exact stock of knowledge, or lack of it. Genuine wisdom is conspicuous through modesty and silence. If you talk about your plan too freely, you may be surprised to learn that some other person has beaten you to your goal by PUTTING INTO ACTION ahead of you, of which you talked about unwisely. Let one of your first decisions be to KEEP A CLOSED MOUTH AND OPEN EYES AND EARS. TELL THE WORLD WHAT YOU INTEND TO DO, BUT FIRST, SHOW IT Deeds and not words what count most. Analysis of several hundred people who had accumulated fortunes well beyond a million dollar mark, disclosed the fact that every one of them had the habit of REACHING A DECISION PROMPTLY, and changing these decisions slowly. The value of the decision depends upon the courage required to render them. The great decisions, which served the foundation of civilisation, were reached by assuming great risks, which often meant possibility of death.

FREEDOM OR DEATH ON A DECISION Lincoln’s decision to issue the Proclamation of Emancipation, which gave freedom to coloured people of America, was rendered with full understanding that this act would mean death to thousands of men on the battlefield. In the end, it cost Lincoln his life. That required courage. The greatest of all decisions as far as America is concerned was reached in Philadelphia on July 4, 1776, when 56 men signed their names on a document which they well knew would bring freedom to Americans, or will leave everyone of the 56 hanging from a gallows. In union there is strength. The citizens of colonies had been waging disorganised warfare against the British soldiers, through incidents similar to Boston riot, but nothing of benefit had been accomplished. Their individual grievance had not been consolidated under one Mastermind. No group of individuals had put their hearts, minds, souls and bodies together in one definite DECISION to settle their difficulty with the British once and for all until Adams, Hancock and Lee got together. Socrates’ decision to drink the cup of poison, rather than compromise in his personal belief, was a decision of courage. It turned time ahead a thousand years, and gave people then unborn, the right of freedom of thought and speech.

A Simple Guide to Changing the Course of Life

This is a thought that crossed me while taking a shower. What made me the way I am today? That’s the main point of this post. What makes you the way you are?

I believe that most people would agree it is the conditioning that we go through while growing up in life. If you are a psychologist (I am not one, I am an engineer by qualification), you would most probably say that life’s is course is set at an age younger than ten. I am not too sure about this at this moment, but I will find more information about that. But my knowledge from reading books tells me that the pattern in the brain is kind of permanent in the form of synapses (when two neurons connect, they form a synapse, in other words, a bit of information or an experience or a learning or a decision or whatever you may want to call it). Scientists (at least some of them) say that we use our synapses over and over again. When we experience something, that becomes Truth for us. And, we use that information over and over again, in most cases till the time we die.

In life while growing up, we are instructed to do something and not do something else. We are told to behave a certain way, and not to behave a certain another way. In other words, we are born with an instruction manual which we don’t know who wrote. That instruction manual is a lie which we believed all along as truth. But nobody gave us the hard copy of the manual. So it seems that we wrote our own manual when we didn’t know how to read and write. We were pretty small and naive when we wrote it, weren’t we? We heard something and we wrote it into our instruction manual with our limited vocabulary and grammar.

Here is what we could probably do. We could perhaps throw our old instruction manual in the bin. Take out a clean piece of paper and a pen and write a note to ourselves at this moment. Let’s see if this exercise works. In fact we will need TWO, and not one sheets of paper. Let us write what we know from the old instruction manual. That ‘s going to be a big exercise. So don’t start writing on the second sheet yet. Write in the old manual as much as possible and see what it looks like. Write instructions from YOURSELF to YOURSELF. See if it makes sense. When it makes sense how stupid it looks, dump it in the bin. Now, start on the second sheet of paper and write a new instruction manual from YOURSELF to YOURSELF. See what happens.

Why the Book ‘Think and Grow Rich’

Here is a quick note about my posts on Napoleon Hill’s Think and Grow Rich. Sometime around the mid nineties, at a business conference, a millionaire speaker was asked which one book he could attribute his success to. That book was of course, Napoleon Hill’s ‘Think and Grow Rich’. I took it on to myself to master this book and make my millions. I began by summarising the points of this book in a spreadsheet so that it would make it easier for me to follow the principles (I have a technical background, so I hope you can understand where I come from). I haven’t made my millions, but I thought it is still worth sharing the wisdom of the book so someone else can benefit from it.

I have been sharing the spreadsheets here in the form of these posts. Each chapter (therefore the post associated with it) is an individual spreadsheet. I do not want to publish them all together. Whoever is reading these posts, I think, they would use the knowledge one chapter at a time. I publish when I feel that I am ready. At this point of time, I am about half way through. It won’t be long before all the chapter notes are uploaded.

As far the book is concerned, I believe it is past its copyright period; and it is now available on public domain. Though I have a free pdf, I believe that the author needs to get paid. So I bought a $1 Kindle copy from Amazon. I believe in giving the Universe its due for the gift it has offered us.

Thank you for subscribing.

Sachin Thakur

Think and Grow Rich Principle 6: Organised Planning – The Crystalisation of Desire Into Action

Intelligent planning is essential to success in any undertaking designed to accumulate riches. Here are detailed instructions to those who must begin the accumulation of riches by selling personal services.

It should be encouraging to know that practically all great fortunes began in the form of compensation for personal services, or from the sale of ideas. What else, except ideas and personal services would one not possessed of property have to give in return of riches?

Broadly speaking, there are two types of people in the world. One type is known as the LEADERS, and the others as FOLLOWERS. Decide at the outset whether you intend to become a leader in your chosen calling, or remain a follower. The difference in compensation is vast. The follower cannot reasonably expect the compensation to which a leader is entitled, although many followers make the mistake of expecting such  pay.

It is no disgrace to be a follower. On the other hand, it is no credit to remain a follower. Most great leaders began in the capacity of followers. They became great leaders because they were intelligent followers. With few exceptions, the man  who cannot follow a leader intelligently cannot become an efficient leader. The man who can follow a leader most efficiently is usually the man who develops into leadership most rapidly. An intelligent follower has many advantages, among them the opportunity to acquire knowledge from his leader.


The following are important factors of leadership:

  1. UNWAVERING COURAGE: Based upon knowledge of self, and based on one’s occupation. No follower wishes to be dominated by a leader who lacks self-confidence and courage. No intelligent follower will be dominated by such leader very long.
  2. SELF CONTROL: The man who cannot control himself can never control others. Self-control sets a mighty example for one’s followers, which the more intelligent ones will emulate.
  3. A KEEN SENSE OF JUSTICE: Without a sense of fairness and justice, no leader can command and retain the respect of his followers.
  4. DEFINITENESS OF DECISION: The man who wavers in his decisions, shows that he is not sure of himself. He cannot lead others successfully.
  5. DEFINITENESS OF PLANS: The successful leader must plan his work and work his plan. A leader who moves by guesswork, without practical, definite plans is comparable to a ship without a rudder. Sooner or later he will land on the rocks.
  6. THE HABIT OF DOING MORE THAN PAID FOR: One of the penalties of leadership is the necessity of willingness, upon the part of the leader, to do more than he requires of his followers.
  7. A PLEASING PERSONALITY: No slovenly, careless person can become a successful leader. Leadership calls for respect. Followers will not respect a leader who does not grade high on all the factors of a Pleasing Personality.
  8. SYMPATHY AND UNDERSTANDING: The successful leader must be in sympathy with his followers. Moreover, he must understand them and their problems.
  9. MASTERY OF DETAIL: Successful leadership calls on mastery of details of the leader’s position.
  10. WILLINGNESS TO ASSUME FULL RESPONSIBILITY: The successful leader must be willing to assume responsibility for the mistakes and the shortcomings of his followers. If he tries to shift this responsibility he will not remain the leader. If one of his followers makes a mistake, and shows himself incompetent, the leader must consider that it is he who failed.
  11. COOPERATION: The successful leader must understand, and apply the principle of cooperative effort and be able to induce his followers to do the same. Leadership calls for POWER, and power calls for COOPERATION. There are two forms of leadership. The first one and by far the most effective is LEADERSHIP BY CONSENT of, and with the sympathy of the followers. The second is the LEADERSHIP BY FORCE, without the consent and sympathy of the followers.

TEN MAJOR CAUSES OF FAILURE IN LEADERSHIP: We come now to the major faults of leaders who fail, because it is just as essential to know WHAT NOT TO DO as it is to know what to do.

  1. INABILITY TO ORGANISE DETAILS: Efficient leadership calls for ability to organise and to master details. No genuine leader is ever “too busy” to do anything which may be required of him in his capacity as a leader. When a man, whether he is a leader of a follower, admits that he is “too busy” to change his plans, or to give attention to any emergency, he admits his inefficiency. The successful leader must be the master of all details connected with his position. That means, of course, that he must acquire the habit of relegating details to capable lieutenants.
  2. UNWILLING TO RENDER HUMBLE SERVICE: Truly great leaders are willing, when occasion demands, to perform any form of labour which they would ask another to perform. “The greatest among ye shall be the servant of all” is a truth which all able leaders observe and respect.
  3. EXPECTATION OF PAY FOR WHAT THEY KNOW INSTEAD OF WHAT THE DO WITH THAT WHICH THEY KNOW: The world does not pay men for what they know. It pays them for what they do or induce others to do.
  4. FEAR OF COMPETITION FROM FOLLOWERS: The leader who fears that one of his followers may take his position is practically sure to realise that fear sooner or later. The able leader trains understudies to whom he may delegate, at will, any of the details of his position. Only in this way may a leader multiply himself and prepare himself to be at many places, and give attention to many things at one time. It is an eternal truth that men receive more pay for their ABILITY TO GET OTHERS TO PERFORM, than they could possibly earn by their own efforts. An effective leader may, through his knowledge of his job and magnetism of his personality, greatly increase the efficiency of others, and induce them to render more service and better service than they could render without his aid.
  5. LACK OF IMAGINATION: Without imagination, the leader is incapable of meeting emergencies, and of creating plans by which to guide his followers efficiently.
  6. SELFISHNESS: The leader who claims all his honour for the work of his followers, is sure to be met by resentment. The really great leader CLAIMS NONE OF THE HONOURS. He is contented to see the honours, when there are any, go to his followers, because he knows that most men will work harder for commendation and recognition than they will for money alone.
  7. INTEMPERANCE: Followers do not respect an intemperate leader. Moreover, intemperance in any of its various forms, destroys the endurance and the vitality of all who indulge in it.
  8. DISLOYALTY: The leader who is not loyal to his trust, and to his associates, those above him, and those below him, cannot long maintain his leadership.
  9. EMPHASIS OF THE “AUTHORITY” OF LEADERSHIP: The efficient leader leads by encouraging, and not by trying to instil fear in the hearts of his followers. The leader who tries to impress his followers with his “authority” comes within the category of leadership through FORCE. If a leader is a REAL LEADER, he will hae no need to advertise that fact except by his conduct – his sympathy, understanding, fairness, and a demonstration that he knows his job.
  10. EMPHASIS ON TITLE: The competent leader requires no “title” to give him the respect of his followers. The man who makes too much over his title generally has little else to emphasise. The doors to the office of the real leader ae open to all who wish to enter, and his working quarters are free from formality or ostentation.


  1. Have I attained the goal which I established as my objective for this year? (You should work with a definite yearly objective to be attained as a part of your major objective.)
  2. Have I delivered service of the best possible QUALITY of which I was capable, or could I have improved any part of this service?
  3. Have I delivered service in the greatest possible QUANTITY of which I was capable?
  4. Has the spirit of my conduct been harmonious, and cooperative at all times?
  5. Have I permitted the habit of PROCRASTINATION to decrease my efficiency, and if so, to what extent?
  6. Have i improved my PERSONALITY, and if so, in what ways?
  7. Have I been PERSISTENT in following my plans through to completion?
  8. Have I reached decisions PROMPTLY AND DEFINITELY on all occasions?
  9. Have I permitted any one or more of the six basic fears to decrease my efficiency?
  10. Have I been either “over-cautious”, or “under-conscious”?
  11. Has my relationship with my associates in work been pleasant, or unpleasant? If it has been unpleasant, has the fault been partly, or wholly mine?
  12. Have I dissipated any of my energy through lack of CONCENTRATION of effort?
  13. Have I been open-minded and tolerant in connection with all subjects?
  14. In what way have I improved my ability to render service?
  15. Have I been intemperate in any of my habits?
  16. Have I expressed, either openly or secretly, any form or EGOTISM?
  17. Has my conduct toward my associates been such that it has induced them to RESPECT me?
  18. Have my opinions and DECISIONS been based upon guesswork, or accuracy of analysis and THOUGHT?
  19. Have I followed the habit of budgeting my time, my expenses, and my income, and have I been conservative in these budgets?
  20. How much time have I devoted to UNPROFITABLE effort which I might have used to better advantage?
  21. How may I RE-BUDGET my time, and change my habits so I will be more efficient during the coming year?
  22. Have I been guilty of any conduct which was not approved by my conscience?
  23. In what way have I rendered MORE SERVICE AND BETTER SERVICE than I was paid to render?
  24. Have I been unfair to anyone, and if so, in what way?
  25. If I had been the purchaser of my own services for the year, would I be satisfied with the service I have rendered, and if not, why not?
  26. What is my present rating on the fundamental principles of success? (Make this rating fairly, and frankly, and have it checked by someone who is courageous enough to do it accurately).

Think and Grow Rich Principle 4 Exercise – Specialised Knowledge, Personal Experience, or Observations

The accumulation of great fortunes calls for power; and power is acquired through highly organised and intelligently directed specialised knowledge, but that knowledge does not necessarily have to be in the possession of the man who accumulates the fortune.

To a large extent your purpose in life, the goal towards which you are working will determine what knowledge you need. With this question settled, your next move requires that you have accurate information concerning dependable sources of knowledge. It can be obtained by

  • One’s experience and education,
  • Experience and education available through cooperation of others (Master Mind Alliance),
  • Colleges and Universities,
  • Public Libraries (Through books and periodicals in which can be found all the knowledge organised by civilisation,
  • Specialised training courses

There is no fixed price for sound ideas. Back of all ideas is specialised knowledge.

Think and Grow Rich Principle 3 Exercise – Autosuggestion

Topic: Autosuggestion

  • Go into some quiet spot (preferably in bed at night) where you will not be disturbed or interrupted, close your eyes, and repeat aloud (so  you may hear your own words) the written statement of money you intend to accumulate, the time limit for its accumulation, and a description of the service or merchandise you intend to give in return for the money. As you carry out these instructions, SEE YOURSELF ALREADY IN POSSESSION OF THE MONEY.

For example: suppose that you intend to accumulate $50,000 by the end of Janaury, five years hence, that you intend to give persoal services in return for the money, in the Capacity of a Salesman. The written statement of your purpose should be similar to the following:

By the end of January 20 – -, I will have in my possession $50,000, which will come to me in various amounts from time to time during interim.”

“In return for this money I will give the most efficient service of which I am capable, rendering the fullest possible quantity, and the best possible quality of service in my capacity of Salesman of (describe the service of merchandise you intend to sell).”

“I believe that I will have this money in my possession. My faith is so strong that I can now see this money before my eyes. I can touch it with my hands. It is now awaiting transfer to me at the time, and in proportion that I deliver the service I intend to render in return for it. I am awaiting a plan by which to accumulate this money, and I will follow that plan, when it is received.” 

  • Repeat this programme night and morning until you can see, (in your imagination) the money you intend to accumulate.
  • Place a written copy of your statement where you can see it night and morning, and read it just before retiring, and upon arising until it has been memorised. 




Think and Grow Rich Principle 2 Exercise – Faith

Topic : Faith


  1. I know that I have the ability to achieve the object of my Definite Purpose in life, therefore, I DEMAND of myself persistent, continuous action toward its attainment, and I here and now promise to render such action. 
  2. I realise the dominating thought of my mind will eventually reproduce themselves in outward, physical action, and gradually transform themselves into physical reality, therefore, I will concentrate my thoughts for thirty minutes daily, upon the task of thinking of the person I intend to become, thereby creating in my mind a clear mental picture of that person. 
  3. I know through the principle of auto-suggestion, any desire that I persistently hold in my mind will eventually seek expression through some practical means of attaining the object back to it, therefore, I will devote ten minutes daily to demanding of myself the development of SELF-CONFIDENCE. 
  4. I have clearly written down a description of my DEFINITE CHIEF AIM in life, and I will never stop trying, until I shall have developed sufficient self-confidence for its attainment. 
  5. I fully realise that no wealth or position can long endure, unless built upon truth and justice, therefore, I will engage in no transaction which does not benefit all whom it affects. I will succeed by attracting to myself the forces I wish to use, and the cooperation of other people. I will induce others to serve me, because of my willingness to serve others. I will eliminate hatred, envy, jealousy, selfishness, and cynicism, by developing love for all humanity, because I know that a negative attitude toward others can never bring me success. I will cause others to believe in me, because I will believe in them, and in myself. 

I will sign my name to this formula, commit it to memory, and repeat aloud once a day, with full FAITH that it will gradually influence my THOUGHTS and ACTIONS so that I will become a self-reliant, and successful person. 


Think and Grow Rich Principle 1 Exercise – Desire

Topic: Desire

  • Burning Desire
  • Definite Purpose
  • Burning All Bridges
  • What’s at Stake
  • Convince Yourself that You Will Have It
  • Change the World
  • Look for Opportunities
  • Use Your Imagination
  • Listen Beyond Your Physical Senses


  1. Fix in your mind the exact amount of money you desire
  2. Determine exactly what you intend to give in return for the money you desire (there is no such reality as something for nothing)
  3. Establish a definite date when you intend to possess the money you desire
  4. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not, to put this plan into action
  5. Write out a clear, concise statement of the amount of money you intend to acquire, name the time limit for its acquisition, state what you intend to give in return for the money, the plan through which you intend to accumulate it.
  6. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning. AS YOU READ – SEE AND FEEL AND BELIEVE YOURSELF ALREADY IN POSSESSION OF THE MONEY.